HomeTagitalian mortgage - FM Consulting

Why do banks only finance mortgages for real estate in their own country and not for the purchase of real estate abroad?

We are often and frequently asked this question in our work as consultants: Why do banks usually grant mortgages only for properties within their own country and not for properties in other countries? This question is particularly important for investors and individuals who wish to diversify their real estate portfolio or who plan to move...

The Preliminary and the Mortgage Clause: An aid to foreigners who want to buy a home in Italy with a mortgage without the risk of losing money.

Buying real estate in Italy can be a fascinating opportunity but also a complex challenge, especially for foreign clients. The need to navigate a different legal and financial system, combined with language barriers, can make the experience intimidating. However, with the right information and tools, such as the preliminary contract of sale (the so-called “compromise”)...

NPLs and their Role in Real Estate Investment

NPLs, short for Non-Performing Loans, are emerging as a prominent segment in the real estate investment market. These financial instruments, once considered a burden for banks, have become an attractive opportunity for investors. In this article, we will look in detail at what NPLs are, why they have become so relevant in real estate, and...

Why are more and more foreign investors choosing Italy for their business?

Italy’s increasing allure for foreign investors is a multifaceted phenomenon. The nation presents a unique combination of factors that make it an attractive destination for international investment. Here’s a comprehensive analysis: Economic Size and Diversity: Italy, as one of the largest markets in the EU, boasts a diversified economy and a skilled workforce. Its status...

Alternative financing for foreigners who want to invest in Italy

Investing in Italy as a foreigner has become more feasible thanks to financing options for different types of investments, including real estate, startups, and other business ventures. These financing alternatives can be broadly categorized into leveraging, exploring loan options, and using financing methods. Let’s look at some of these options. 1. Bank loans; Foreign investors...

Advice for foreign clients on managing a mortgage in Italy during periods of high interest rates.

As the slogan of an old Italian TV commercial goes, “Prevention is better than cure,” prudent financial planning can save foreign clients from potential pitfalls when navigating the complicated world of Italian mortgages, especially during periods of high interest rates. Whether you are an individual buyer or represent a company looking to purchase property in...

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