Mortgaging beyond 30 years is back in fashion. While until a couple of months ago, in times of absolute no-spending, one could not talk about durations beyond 30 years for mortgage financing, the galloping cost of money, which has risen to 4.5 percent in Europe in a single year, has restored long-duration mortgages (35 to...
Breaking down barriers Are you a foreigner interested in buying property in Italy? Getting an Italian mortgage can seem like a daunting task, with rigid lending practices and potential complications for nonresidents. But don’t worry, we are here to help you. In this article we will provide you with valuable guidance on the process of...
Imagine owning a beautiful villa in sunny Italy. It’s easier than you think! With the help of an Italian mortgage consultant, the dream can become a reality. FMoretto Consulting, an industry expert, guides you through the process, from initial research to signing the final documents. You do not need to speak Italian or understand complex...
The duration of a mortgage is a crucial factor in the process of selecting real estate financing. While the law stipulates that a mortgage must have a medium or long duration, it is important to understand the options available and how to tailor them to your needs. The minimum term of a mortgage is set...
Buying a home represents one of the most significant financial commitments in the life of a person and a family. Traditionally, the most common solution is to resort to a mortgage, but as recent data reveal, banks are becoming more and more demanding in their lending, complicit in rapidly rising interest rates. But the question...
Italy has long been a popular destination for foreigners wishing to buy holiday homes or investment property. With its rich culture, breathtaking landscapes and Mediterranean climate, it is easy to understand why so many non-Italians are eager to put down roots in the Bel Paese. For foreign buyers, obtaining a mortgage in Italy used to...
Introduction The Prestito Vitalizio Ipotecario, also known as reverse mortgage, is a financial instrument that has been gaining popularity in recent years in Italy as well. It is a loan that allows homeowners to convert the value of their property into cash, without having to sell or give up home ownership. The lifetime loan is...
The increasing buzz around green finance is capturing the attention of investors worldwide. As the world wakes up to the urgent need for climate action, green finance emerges as a promising solution to fund the ecological transition. Among the various green financing options, green mortgages are gaining prominence, especially in Italy. With its natural beauty,...
Are you a foreigner and thinking of buying property in Italy? If so, obtaining a mortgage is probably a key step in your journey. When it comes to mortgages in Italy, an important consideration is whether to opt for a mortgage denominated in euros or in another currency. It is always a good idea to...
Italy, with its unique cuisine, spectacular landscapes and immense cultural history, holds an undeniable allure for many people seeking to settle in Europe. However, for foreigners aspiring to purchase property in Italy, obtaining a mortgage can be a daunting challenge. Fortunately, specialized advisory services are emerging as valuable resources to overcome these obstacles, bringing the...
Brexit marked the United Kingdom’s official withdrawal from the European Union (EU) on January 31, 2020. The resulting changes in trade agreements, workforce constraints, and foreign relations have had a significant impact on many sectors, including the housing market. Let’s look at how Brexit has affected the experience of UK citizens applying for a mortgage...
Italy, a country rich in art, history, fashion, music, food and wine, is a favorite destination for many foreigners, especially Americans, to purchase real estate abroad. If you are a foreigner and want to get a mortgage for a property in Italy, this article will provide you with all the necessary information, including conditions, requirements...
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