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The Preliminary and the Mortgage Clause: An aid to foreigners who want to buy a home in Italy with a mortgage without the risk of losing money.

Buying real estate in Italy can be a fascinating opportunity but also a complex challenge, especially for foreign clients. The need to navigate a different legal and financial system, combined with language barriers, can make the experience intimidating. However, with the right information and tools, such as the preliminary contract of sale (the so-called “compromise”)...

Is it worth it to live in Italy?

Italy’s irresistible charm draws people from all over the world, attracted by its captivating mix of history, art, culture and cuisine. Its relaxed lifestyle, landscapes, atmospheres and friendly locals offer a set of intangible qualities that create a truly unique living experience. Is it worth taking the plunge and making Italy your home? A unique...

Why do celebrities choose Puglia?

When it comes to choosing a vacation destination, a haven to settle down, or even a place to host a special event, many celebrities choose Puglia, the captivating region in southern Italy. One might wonder, what makes this place so special? Why do celebrities choose Puglia over countless other picturesque locations around the globe? Let’s...

Alternative financing for foreigners who want to invest in Italy

Investing in Italy as a foreigner has become more feasible thanks to financing options for different types of investments, including real estate, startups, and other business ventures. These financing alternatives can be broadly categorized into leveraging, exploring loan options, and using financing methods. Let’s look at some of these options. 1. Bank loans; Foreign investors...

Navigating the Italian Mortgage Maze: A Comprehensive Guide for Foreign Applicants

Obtaining a mortgage in Italy as a foreigner involves navigating through financial and procedural aspects. You need to know the loan landscape in Italy, eligibility requirements, the different types of mortgages available, and the necessary documents. Eligibility Criteria The process of obtaining a mortgage begins with assessing your eligibility. Three factors are taken into consideration:...

Advice for foreign clients on managing a mortgage in Italy during periods of high interest rates.

As the slogan of an old Italian TV commercial goes, “Prevention is better than cure,” prudent financial planning can save foreign clients from potential pitfalls when navigating the complicated world of Italian mortgages, especially during periods of high interest rates. Whether you are an individual buyer or represent a company looking to purchase property in...

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